Category Archives: Uncategorized

Finding the Right Commercial Lender

SOURCE: Orlando Business Journal
Jeff Blumenthal, a writer for the Orlando Business Journal, writes and gives advice in a recent article on finding and selecting a commercial lender. The first advice given is to new to commercial real estate and first time commercial borrowers and is to get help from a commercial real estate professional. [...]

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Cash Flow Key to SBA Loans

SOURCE: Kansas City Business Journal
The United States Small Business Association helped nearly 90,000 small businesses nationwide last year with their SBA loans. A little over $14 billion was awarded in SBA loans in 2005.
SBA Loans have benefits beyond what banks can offer. The key to qualifying for a receiving a SBA loan is being able [...]

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Business in a Bind? Consider One of Many Business Loans

SOURCE: Houston Business Journal
Scott Clark of the Houston Business Journal shares 14 different business loan types to provide financing for businesses. Many businesses rely on loans to bring much needed cash to a business for accommodating growth, to purchasing inventory, helping during a slow season and everything in between. Many aren’t aware of just how [...]

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Record Profits and Lower Lending Margins

SOURCE: South Florida Business Journal
Around the country banks and commercial lenders posted record profits during the years 1st quarter. Profits were $37.3 billion. This reflects an increase in first quarter profits of 9% compared to 2005 $34.6 billion. Results come from Federal Deposit Insurance Corp’s. (FDIC) reports. Although profits are at record highs across the [...]

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Bankers and Regulators to Discuss Proposals

SOURCE: South Florida Business Journal
Banks and regulators met to discuss proposals regulators are planning to issue that will affect commercial loans. Regulators received 721 letters from bankers expressing concerns about their proposals. Bankers fear that regulators will put caps on commercial loan limits. Regulators are concerned with the higher risks associated with commercial loans and [...]

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SBA Perfect Answer for Beginners and Startups

SOURCE: Mass High Tech: The Journal of New England Technology
Many small businesses face difficulties in getting loans. Many startup companies and small businesses are short on capital, inventory and the collateral necessary to qualify for a small business loan. U.S. Small Business Association Loans are the answer for these funding and financing difficulties.
In 2005 the [...]

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Medium-Sized Businesses Very Desired by Lenders

SOURCE: Memphis Business Journal
Medium-sized businesses are special and desirable for many reasons to commercial bankers and lenders. Medium-sized businesses have even been called the bread and butter commercial lenders and commercial lending divisions.
One of the reasons that medium-sized businesses are so attractive is their ability to grow and expand fast. This encompasses equipment upgrades, adding [...]

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FDIC Discusses New Rules for Commercial Lending

SOURCE: Sacramento Business Journal
The FDIC is discussing new guidelines and rules it might set in response to higher concentrations of commercial loans in banks and lenders. Regulators are concerned that high concentrations of commercial loans in some lenders makes them vulnerable if the commercial market has a decline.
Regulators say that new rules and guidelines will [...]

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Commercial Lenders in High Demand

SOURCE: Baltimore Business Journal
With the decline of commercial lending training programs and educational programs some regions in the country are faced with a shortage of commercial loan officers. The increase in commercial lending and commercial loans has also increased the need for bank and lending professionals to be experts in multiple markets.
Although it hasn’t become [...]

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New Hurricane Program Released by SBA

SOURCE: Houston Business Journal
In response to the devastation caused by both hurricanes Katrina and Rita to the Gulf States the United States Small Business Association has introduced a new loan program for affected businesses in the affected areas. The loan program is called the Gulf Opportunity Pilot Loan program. Counties and cities in Texas, Mississippi, [...]

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