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Hard Money: In a hard money loan, ‘hard money’ refers to the property or collateral that is collateral for the loan.
Hard Money Lender: These are lenders that offer specialized hard money loans securitized through commercial real estate collaterals.
Hard Money Loan: A hard money loan is solely based and securitized by the collateral and in the case of default repayment is made with the collateralized property.
Hazard Insurance: A type of insurance that protects against damages and liabilities caused by fire, wind and other natural hazards.
High-Rise Office: A building with enough floors to require an elevator, usually more than 3 floors.
Historical Financial Statement: Balance sheets and income statements for a company showing business history for period of a couple years or more.
Homeowners Insurance: Insurance on a home that covers individuals and
Homeowner’s Warranty (HOW): Warranty that covers any repairs on the house provided by the builder or seller.
Hypothecation: When funds are borrowed from a lender and used to purchase a debt instrument or income stream. The lender gets and interest in the income stream or debt instrument.
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