Commercial Glossary: M

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | RS | T | U | V | W | X | Y | Z

MAI Appraisal: This is an appraisal that is performed by an Appraisal Institute appraiser or general appraiser.

Margin: The margin is the amount the lender adds to the current index interest rate to determine ARM rates.

Marginal Credit Customers: These consumers have experienced late payments in the past but generally pay their bills.

Market Analysis Data: This is demographic data about a particular market or area.

Market Price: This is the price of a security as determined by both buyers and sellers in the market.

Market Rate: This is the rate charged by lenders conventional or fixed-rate mortgages and loans.

Market Value: The value of a property or security in the current market between a buyer and seller.

Master Broker: Someone certified by the American Cash Flow Association to work with Diversified Cash Flow Specialists.

Mezzanine: ??

Mortgage: A loan used to purchase a house and the house is used as a collateral to secure the loan.

Mortgage Banker: One who specializes in issuing mortgages for resale in the secondary market.

Mortgage Broker: One who acts as a liaison between a potential borrower and a lender or many lenders for a fee.

Mortgage Insurance (Private Mortgage Insurance or PMI): Insurance that protects lenders from losing money in the case of a default. This is for loans that aren’t federally insured, however some federally insured loans require PMI for high loan-to-value ratios.

Mortgage Insurance Premium (MIP): The borrowers cost for private mortgage insurance.

Mortgage Note: The note is the legal loan agreement between the borrower and the lender that the borrower will repay the debt, at a specified interest rate and with specified terms.

Mortgagee: This is the lender in a mortgage.

Mortgagor: This is the borrower in a mortgage.

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | RS | T | U | V | W | X | Y | Z