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Tail: The back or second half to a payment stream or debt instrument.
Tangible Personal Property: Non-real estate personal property which includes, automobiles, boats and other assets.
Tax Free Exchange: Under certain IRS code, a business may transfer the gain of a sale onto another business property.
Tenancy By Entirety: A form of joint ownership and survivorship that is only available to a husband and a wife.
Tenancy in Common: This form of joint ownership does not allow a right to survivorship.
Tenant: An occupier of property through a rental or lease agreement.
Term: The period of time a debt transaction or repayment will take place.
Term Loan: A loan with a specified time or term for repayment.
Terminal Rental Adjustment Lease (TRAC Lease): This is a form of lease for motor vehicles or trailers that permits modification of the rent at the end of the lease.
Third Party Soft Costs: These are costs that are not directly related to the construction of a building but that are incurred during the construction of the building.
Time Value of Money: Concept and theory of how and why the value of money changes over time.
Title: The claim of ownership and right to possession of property or land.
Title Commitment: Commitment from an insurance issuer to give a title insurance policy upon closing after a title search has been performed.
Title Company: These companies insure titles to properties and also perform and participate in closings.
Title Policy: This is insurance on a title to property that protects against defects in a title.
Title Search: This is a search to see if a title is clear and the seller of the property is the legal owner and it is free of any liens and claims.
Treasuries: U.S. Department of the Treasury issued debt instruments that are backed by the full faith and credit of the U.S. Treasury.
Treasury Securities: They are used along with treasury bills as common indexes for adjustable rate mortgages.
Trial Balance Printout: Used for portfolio transactions, trial balance printouts show the balances and payment schedules for loans in a portfolio.
True Lease: Compliant with IRS true lease requirements in a tax-oriented lease.
Truth in Lending (TIL): Requires that lenders fully disclose all closing costs and fees in advance to borrowers.
Turnkey Financing: Financing the sell or purchase of a business that is setup in such a way that the buyer is able to start running the business just by getting the financing.
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